Variable Annuity Comparison

Guaranteed payments are always ordinary income to the recipient.?

Editor — Sat, 04 Sep 2010 00:05:57 +0000

is this true or false

How is an Income Stream from a Structured Sale Taxed?

Editor — Sun, 29 Aug 2010 05:07:54 +0000

I have been reading up on how a structured sale works and would like to know just how I am taxed with this deferred instrument? It seems to me that instead of paying capital gains tax on my profit now, all I am doing is receiving a personal income stream (guaranteed, safe, secure, and with interest) over a certain period of time, but I will be taxed yearly for it on a personal income tax basis (which maybe higher than 15%). Am I mistaken?

How can I find the life expectancy of a white male 80 years old in America?

Editor — Fri, 27 Aug 2010 16:06:51 +0000

I know the average life expectancy is about 79 years. But that is an average from birth. For a man age 80, obviously the average is higher. I am trying to plan an annuity for my dad, I would guess an average for an 80 year old man is about 7 years?

Real work at home opportunities with minimal fees and guaranteed income?

Editor — Mon, 23 Aug 2010 10:16:52 +0000

I am a stay at home mom who wants to make just a little extra money every month. I have scoured the internet, but even the “no scams” work at home websites are ridiculous.

I don’t want to have to make phone calls, I don’t want to pay for a start up kit, and I don’t want to answer endless surveys that you spend 20 min on just to find out you didn’t qualify or make the right purchases to get paid anyway.

Please no advertisements, etc, for products you don’t use or care about.

Just legitimate opportunities to work from home- I don’t have any official skills or experience except that I have worked retail and as an office assistant for a doctor’s office.

Thanks!

How should i start saving for retirement.?

Editor — Fri, 20 Aug 2010 23:22:51 +0000

I am a 19 year old college student. I realize that by the time I reach 65 social security will be non existent. Thats what happens when are government decides to borrow against it. What is the best way to start saving for retirement. I want to put about 500 aside now, and add at least ten percent each pay check. With CD rates so low, is the best investment an annuity? Roth IRA?

which of these things (if any) should be guaranteed to every child regardless of his family’s income level?

Editor — Tue, 17 Aug 2010 15:06:56 +0000

– fire/police protection;
– public education;
– health care;
– food;
– shelter;
– heat (in places where the temps drop below freezing)

and which of those (if any) should be guaranteed to every adult regardless of income level?

if you vote for some but not all of the above, what’s your reasoning?

work at home with legitimate income?

Editor — Wed, 11 Aug 2010 20:06:30 +0000

I need a work at home program that has guaranteed income with no money down or upfront.

advice on between my boyfriend and i?

Editor — Sat, 07 Aug 2010 16:06:53 +0000

i feel unrecuperated love. he pays for my finances , the house we live in and the food we eat. i take care of the house an everything, cook, sex. hes selfish in bed, doesnt listen to me when i try tell him how i feel like makes excuses or blames me for feeling the way i do like he doesnt show me love, he says hes happy like that should make everything right.. but its not. he was very different in the begging and its almost like what he is now is a fraud or like what he was was a fraud. my heart hurts all the time :/ i try to get close with him and , he says hes a “timid turtle” lol, i let him know he doesnt need to feel that way with me. he works 7 days a week practically too, i can understand hes “exhausted”. hes moody an gets angry, hes kind of a user of people. i feel used. i had a 50k$ annuity but sold it for 26k so we could get a place together and have cash left ofc.. but it all got spent on stupid stuff .. all the money was spent for stuff inside the house even when i said no i didnt want to buy this certain thing.. its just bullshit :/ he claimed he thought the money was his too. im so sick of being so “elastic” for him.. i want to give him what he wants but i dont get the feeling of being loved , even when i tell him how he can make me feel loved ?? i want to be called sweet things, be recuperated in sex, be told im loved, and wana be hugged.. i always make the initiative and am the giver. he pays for everything tho.. but i dont see why that has to stop him from showing me love? he always has these excuses…

What is Guaranteed Lifetime Income?

Editor — Fri, 06 Aug 2010 01:09:49 +0000

Which Company Is Best For Investments?

Editor — Wed, 04 Aug 2010 09:22:48 +0000

Would you tell me if Edward Jones is best to go with or Weddell or Reed? I am 70 and have already gone though 2 Mutual Funds crashes. Reed want to put me in a Nationwide Annuity at 7%. I am at a loss of where to put my investments. I have already changed 4 times in the past. I can’t afford to lose any more money. I am currently with Edward Jones.

I have $200K cash and need a guaranteed monthly income. Where should I put my money for best return?

Editor — Sat, 31 Jul 2010 06:06:03 +0000

Im thinking about selling my 20 yr.annuity, what company do you recommend?

Editor — Fri, 30 Jul 2010 23:09:03 +0000

i won a scratch off ticket for a nice amount? with that being said I called one of the people on TV???? i ask whats my winnings worth next thing i know they are on a plane, taking me and my family to long horn blah blah they were a bit over whelming! i did sing the contract! In Ga you have 3 Business days to cancel , WELL the first Business day i did just that? IM JUST SCARED! I don’t know if anyone knows of people who wont make me feel like Im being pushed into the corner!!! or would talk to me about this? NOT FLY DOWN WITH CONTRACTS IN HAND??? lol
THANKS PHIL AND CLAUDE! hey im not joking with i say it happend just that fast! i called and asked how much would i surrender then HE WAS HERE!!! with contracts, wanting 375,000.00, and that was me just selling about 180,000 of it? i mean VERY FAST TALKERS. but i just didnt know if that was how they all were? BUT thanks for your help yall!

What is the best strategy for lottery winnings?

Editor — Tue, 27 Jul 2010 02:25:54 +0000

Which is better the lump sum payment or the annuity payment?

How can i have a guaranteed inome everymonth?

Editor — Sun, 25 Jul 2010 11:06:32 +0000

Is there a way i can have a guaranteed monthly income without having to work?

can unpaid Annuities collect interest?

Editor — Thu, 22 Jul 2010 05:06:16 +0000

Hello, I had a accidental injury case which settled several years ago but I moved around and I never collected the settlement paid by an annuity. I have now found the insurance company that was to pay this settlement and I would like to know if my unclaimed settlement may have or was entitled to collect interest? It was settled about 15 years ago in the state of california county of los angeles.
Thanks
I was doing a search on the state of California UNCLAIMED PROPERTY site and found my name and the company that was to pay this. I was a minor at the time and did not have this information and the courts had to research it in their archives. I don’t know if it was deposited to any bank as my mother had that information and is now lost.

Should the US have a Guaranteed Minimum Income for all US citizens?

Editor — Mon, 19 Jul 2010 16:07:00 +0000

A guaranteed minimum income program would set a minimum amount of income a person can earn. If the individual made less than the specified minimum, the federal government would pay the difference between what the individual earned and the guaranteed minimum. Should some form of community service or work training be required for those who work less than 40 hours per week?
For example, if the guaranteed minimum income was $25,000 per year and an individual made $11,000, then the federal government would pay that individual the difference of $14,000. Note that if you work 40 hours per week for 52 weeks a year at the minimum wage of $7.15, your income would only be $14,872.

what’s the best way to describe annuities?

Editor — Sun, 18 Jul 2010 19:23:56 +0000

I am simply trying to pass a test. So just need to know the basics, thanks!

anyone know anything about negative taxation? like minimum guaranteed income?

Editor — Tue, 13 Jul 2010 21:08:00 +0000

it was talked about in the 60’s. But it seems the question was more about why anyone should pay rent to take care of someone else’s property. House-sitters get paid. I know that in Finland Norway and Sweden this is the economy but I don’t understand the concept. Like reference books etc.

Who makes mortgage loans to 100% disabled vets with poor credit but very good and GUARANTEED income?

Editor — Thu, 08 Jul 2010 02:06:31 +0000

My friend is a 100% disabled vet – he has poor credit (due in part to his disabilities). Being 100%, he has more than enough money to pay a good sized mortgage payment every month. This money is guaranteed for the rest of his life (and he’s young yet). This income will never go away and in fact will only go up as time passes. With his poor credit, are there any places that would give him a mortgage so he can buy a home?

When is Obama going to start paying all blacks an annuity for slave reparations?

Editor — Wed, 07 Jul 2010 15:07:01 +0000

At my Tea Party rally last night, they said that Obama is going to start doing this. He’s going to raise taxes and send any person who has African ancestry an annual check of $20,000 as reparations for slavery and to lift the economic status of the black communities in America. Anyone else heard about this? Or is the liberal media covering it up as usual?

RAND PAUL 2010!

TEA PARTY 2010!

Usda guaranteed rural home loan with limited proof of income?

Editor — Fri, 02 Jul 2010 07:09:49 +0000

Ok I have a credit score of 730 no debt bills paid on time. But prior to about 3 months ago I was working under the table. Now I work on the books and get about 2500 a month. I also have 3000 in the bank if that matters.
Any other loan I might qualify for would also be useful.

So Obama is going to start paying all blacks an annuity for slave reparations?

Editor — Wed, 30 Jun 2010 08:06:14 +0000

At my Tea Party rally a few nights ago, they said that Obama is going to start doing this. He’s going to raise certain taxes and divert money to any person who has African ancestry an annual check of $20,000 as reparations for slavery and to lift the economic status of the black communities in America. Anyone else heard about this? Or is the liberal media covering it up as usual?

RAND PAUL 2010!

TEA PARTY 2010!

HR Block Income Tax Course – Guaranteed Employment?

Editor — Sat, 26 Jun 2010 12:08:13 +0000

So if one takes the Income Tax Course and passes the class, does that guarantee employment with HR Block? I am aware its only for Tax Season (until April 15th). But a job from now to April will be sufficient [im going to college full-time and graduating this year]. I just want to know if its almost a sure thing so I can put my 2 wks notice with my current employer . (The accerlated course starts last week in Nov).

bad and good about varible annuities.?

Editor — Wed, 23 Jun 2010 01:08:05 +0000

A guaranteed minimum income that would give each citizen a certain sum of money whether they work or not.?

Editor — Sun, 20 Jun 2010 17:07:03 +0000

Is this desirable and possible in all nations?

http://en.wikipedia.org/wiki/Guaranteed_minimum_income

How can I get money from an annuity from my divorce?

Editor — Tue, 15 Jun 2010 18:09:52 +0000

My ex-husband had an annuity from his union all set up. Once he’s been inactive from that union for two years, he became eligible to cash it out. In our divorce settlement, they awarded me 60% of that. My lawyer suggested that we divide it using a quadro. If he is eligible to cash it out now, can he just do that and get me my 60% of that? If not, then how do I go about establishing this quadro? And how much will this cost me and how difficult is it to get that money out?

how can i earn guaranteed income through internet?

Editor — Mon, 14 Jun 2010 22:05:53 +0000

can internet provide sure income???????????

Who was the first president of the United States?

Editor — Wed, 09 Jun 2010 11:15:35 +0000

I’ve heard that it’s actually not George Washington (He was elected when the English surrendered, but the real first president was the dude in charge when the fight was happening). Am I correct?

can any website provide guaranteed income to their members online?

Editor — Wed, 09 Jun 2010 03:08:00 +0000

What is a good honest way to make some side money?

True of false accounting questions?

Editor — Wed, 09 Jun 2010 02:06:05 +0000

1) when deciding whether to purchase a plant asset, managers should purchase the asset if future profits exceed the costs.

2) The value of a dollar earned serveral years from now should be compared directly to the cost of the asset today

3) When comparing future profits to today’s costs managers must consider the time value of money

4) When calculating the future value of an investment , the interest earned each year is calculated by multiplying the investment value at the beginning of each year by the interest rate

5) The annual interest earned increases each year because of compounding interest

6) Minor rounding errors are acceptable when managers are using present values to make business decisions

7) When making decisions to purchase assets,managers expect to earn a specified percentage for the rate of return
when calculating the present value of a annuity, each year’s intrest is calculated on the beginning balance

9) To determine the amount of money individuals need to have saved before their retirement, multiply the annual payment by the percent value of a annuity factor

10) Business managers can use present value of annuity to help them make decisions about purchasing assets

so just if it’s either True or false