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How do you calculate the future value of an ordinary annuity compounded semiannually?

11 Mar
 
2 Comments

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  1. Amanda

    March 11, 2010 at 11:45 am

    You need a financial calculator.
    N= how many time you get the payment
    I= interest rate
    PV= 0
    PMT= amount you receive
    FV= ?? your answer
    P/Y=2 (semiannually)

    Good luck.

     
  2. Arbitrage

    March 11, 2010 at 11:46 am

    The general formula for an ordinary annuity is

    FV = PMT * (((1 + i) ^n – 1) / i)

    where
    FV = future value
    PMT = Amount of each payment
    i = interest rate per period
    n = number of periods

    With the semi-annual version, take the annual rate and divide by 2. Multiply the number of years by 2 to get n.