Variable Annuity Comparison

i would like to get opinions about Riversource Annuities and the new Securesource feature

I probably have 25 to 30 more years to live. I have been advised to put $100,000 into an annuity which would pay $708 per month for life and leave nothing when I die. Is this a good idea?

Whats the deal with them?

My husband was in a car accident when he was 15 and his settlement money was put into an annuity until he reaches the age of 30. (He’s 24 now) I was just wondering…Do we pay taxes on the annuity when he receives it? If so, does anyone know about what percentage rate he will be taxed at?

My friend has a monthly annuity payment from Aurora company and she has a question about it …

Every month she receives a fixed payment but once in a while she receives a large check plus the monthly check and she has tried calling them to ask but they give her the run around or tell her they have no idea what she is talking about …

Does any one else have an annuity plan with Aurora or any other company and know why they send those large checks …

These checks usually arrive towards the end of the year … like Sept …Oct… and they are not every year only some years …
and the amount of the large checks veries with each time she gets one …
Thanks for your help … Im kinda clueless about this subject …
Her annuity is from a law suit her family won and they put the money in an annuity that she started to recieve when she turned 18 years old …

I am a 25 year old male. I have been receiving an annuity since I was 18, and I was scheduled to to receive it until I turned 29. This probably doesn’t seem wise to most, but I just settled the rest of annuity with JG Wentworth for a lump sum of $27,000.
So, basically, beyond paying off debt and traveling, I want to take a good portion of this money and invest.Problem is, I haven’t the slightest idea how any of it works, and I guess I don’t want to get too deep into it either (meaning I have no plan on buying individual stocks.)
Basically, I want to invest in a retirement account and a mutual fund. If I take $10,000 dollars and split it up between the two, is that going to be enough to see any return? If I invest in a mutual fund, will other people take care of all the investing for me, without me having to be schooled on the stock market? Are mutual funds a better choice than just reinvesting in CD’s every 3 or 6 months?
Thanks. Any help would be greatly appreciated. I’m clueless.

This company is trying to get me to trade-in my IRA annuties for a Indexed annuity through American Equity Insurance Company. I will lose money, surrender value on my present annuity but gain 10% on their’s. Is this a reputible company?

Is a guaranteed 5% index annuity a good deal?

if you want to calculate the future value and present value of an annuity, say a purchase with a downpayment and financed by instalments monthy for a number of years, do you have to include the downpayment as part of the equation.

For example you pay 1000 upfront, and make installments of 100 a month for 5 years with an EAR of X (say 10%), when calculating the future and present values, do you have to take in to account the 1000 dollar downpayment paid at period 0 or do you only include the monthy instalments over the 5 year range that start from period one?

I need advisement from someone other than a financial advisor that will of course tell me LUMP SUM and will profit from it. I need hard facts on which way to go and what type of of advisor I need to talk to that will not just want me to take the Lump just to further their career, I know that they need to make a living too but my future is in their hands and I need to make this decision ASAP. If the LUMP is the best way than what do I do or would the lifetime annuity be the best for me. My home and car are paid for and no real bills, just taxes, home and car insurance etc. HELP!
I am divorced along time ago and single, no spouse. I don’t know how to invest or where to go for advise. At&t uses Fidelity to handle their 401K and retirement accounts. I also have about 130,000 in 401K and about 75,000 in bonds and cd’s

A family member passed a couple months ago, and I was told by someone that I had been left an annuity. Since then, I have heard nothing, been contacted by no one, received no information whatsoever.
Is this normal?

I have not been informed by the Executor at all, our friendship isn’t that close. So even if I wasn’t told in strict confidence, I would not ask the Executor about it. Any suggestions at all?
*Hope this is a proper catagory.

I am good at sales but I am sick of being passed over during bonus periods for the bosses family!!! I have had job offers from insurance and investment companies and I just want to make the right decision for my family

A broker has offered to sell me an annuity that pays $5,000 at the end of each year for 20 years. But I could earn 5% on my money in other investments with equal risk. What is the most I should pay for that annuity?

Is there a product that could keep the principle from an annuity while receiving a liftime payment for a joint account of a 76 and 80 year old?

I am trying to find out about annuities, have studied quite a bit but can’t find that specific answer.

Thanks.