what kind of financial investment produces no taxable income?
IRA? annuity good option? 1099
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what kind of financial investment produces no taxable income?IRA? annuity good option? 1099 Tags : Financial, Income, Investment, kind, produces, taxable Please translate this financial advice for my elderly mother for me (is it a scam)?My 80-year old mother’s financial advisor just sent me this email. A few years ago he recommended an annuity, so I’m not sure I can trust his advice. What do you think he intends to do, and is it reasonable? I would suggest that we move 100K of the almost 400K that will be earning 4.1% in her savings account. My recommendation would then be to allocate 40K into each of the two programs that I would recommend. One is yielding 6.2% and the other 6.3%. We would leave the remaining 20K in money market (currently earning 4.5% but will fluctuate and is subject to change as rates change). My objectives for these investment recommendations are preservation of principal, steady income, and capital appreciation on the back end of the program. Our total return target over the life of the program is an annualized total return of 9% -10%. There is no commission, load or ongoing fee paid by the client to go into these programs so the yield is a net yield. Tags : .PLEASE, advice, Elderly, Financial, mother, Scam, This, translate Is World Financial Group a legit employer or a multilevel marketing scam?I recently went to what the company calls a “corporate overview” where they discuss what the company is about, career opportunities, compensation and the like. They offer training (which I have to pay for; something that was left out of the presentation) to become a licensed financial planner selling annuities, bonds, life insurance…. I’ve done my research and a lot of hits came up that point to this being a scam but it’s difficult to find credible sources. Just wondering if anyone has had exposure to this company in any form and their thoughts on it. Thanks in advance for the replies, they’re greatly appreciated. Tags : Employer, Financial, Group, legit, Marketing, multilevel, Scam, World Long financial math question involving annuities. Anyone wish to give me a second opinion?A sinking fund is established by a couple so that they will have $80,000 for their daughter’s college education. They are to make monthly payments for ten years, when the fund is to be worth $100,000. If the interest rate they get is 7.2% compounded monthly, what should be the monthly payment? Tags : Annuities, anyone, Financial, Give, involving, Long, Math, Opinion, Question..., second, wish Financial advice about annuities, please?I probably have 25 to 30 more years to live. I have been advised to put $100,000 into an annuity which would pay $708 per month for life and leave nothing when I die. Is this a good idea? I want to be a Financial Advisor.?I have my Iowa life insurance license and want to specialize in selling annuities thru seminars and lead cards. I am looking for someone to mentor me and train me. If any one has any good advise or connections with this industry please let me know. Why do all financial advisors tell the same risk story?This question is related to all these questions. Yahoo did not give me enough space to explain it all. Try & read in order.1. http://answers.yahoo.com/question/index?qid=20060905135601AARhX7H 2. http://answers.yahoo.com/question/index;_ylt=AkdNaoF0InsHX4vReFTmKQXzy6IX?qid=20060915163938AAen9C3 3. http://answers.yahoo.com/question/index;_ylt=AoDfSxrELIvWzXoyoPMhPlbzy6IX?qid=20060915163237AAoeMk3 Of the $10,000 a month $6,560 is tax free $500,000 at 5.10% for 5 years will be $641,185 in 5 years All interest is not taxed unless we take it out. These rates are guaranteed not to change. Next is where our interest we earn depends on a stock market index. $750,000 in a 7 year index annuity $750,000 in a 14 year index annuity – this one gave us a $75,000 bonus and it’s in our account now. What about all the tax savings. Do the math! Primerica Financial Services: Word- of- Mouth, Gwinnett County, Georgia, Series 6, FINRA, Long- Term care Insurance, Variable Annuity, Credit MonitoringProduct Description Tags : Annuity, Care, County, credit, Financial, FINRA, Georgia, Gwinnett, Insurance, Long, Monitoring, Mouth, Primerica, Series, Services, Term, Variable, Word Financial Calculator Question?In my finance class we’re doing annuities and I need to know when to set my calculator to BEG and when I should set it on END. Tags : Calculator, Financial, Question... SERIES 6 EXAM advice to pass – Financial Annuity recommendations need HELP PASS?HELP pass SERIES 6 EXAM – regarding the investments / annuitites/ retirement area..I am preparing and studing for the SERIES 6 EXAM. Need any suggestions..advice to pass the EXAM please. I have read the material (over & over) and have ordered 4 seperate study books as well as online exams & tutorial ..but the subject(s) in the SERIES 6 seems hard to comprehend. ( like learning a foreign language ) Tags : advice, Annuity, Exam, Financial, Help, Need, pass, Recommendations, Series The concept of time value of money is important to financial decision making because..?a. it emphasizes earning a return on invested capital As the discount rate becomes higher and higher, the present value of inflows approaches… You are to receive $12,000 at the end of 5 years. The available yield on investments is 6%. Which table would you use to determine the value of that sum today? a. Present value of an annuity of $1 As the interest rate increases, the present value of an amount to be received at the end of a fixed period… As the time period until receipt increase, the present value of an amount at a fixed interest rate… Mr Blochins is creating a college investment fund for his daughter. He will put in $850 per year for the next 15 years and expects to earn an 8% annual rate of return. How much money will his daughter have when she starts college? Mr. Nailor invests $5,000 in a certificate of deposit at his local bank. He receives annual interest of 8% for 7 years. How much interest will his investment earn during this time period? Sharon Smith will receive $1million in 50 years. The discount rate is 14. As an alternative, she can receive $2,000 today. Which should she choose? Mr. Fisher wants to build a house in 10 years. He estimates that the total cost will be $170,000. If he can put aside $10,000 at the end of each year, what rate of return must be earn in order to have the amount needed? The shorter the length of time between a present value and its corresponding future value… A dollar today is worth more than a dollar to be received in the future because… The higher the rate used in determining the future value of a $1 annuity… Mr. Darden is selling his house for $165,000. He bought it for $55,000 nine years ago. What is the annual return on his investment? … Tags : because.., Concept, decision, Financial, IMPORTANT, making, Money, Time, Value I am 55, small fixed income. I have $200K to last 30 years. A financial advisor recommends: $30K in income &?$170K in an annuity which I can start getting a guaranteed income in 7 years to last 30 years (and able to withdraw after 7 years without a penalty). Is that sound advice? I am very new to this so any help would be greatly appreciated. Tags : $200K, $30K, Advisor, Financial, Fixed, Income, Last, recommends, small, Years The Calculus of Retirement Income: Financial Models for Pension Annuities and Life InsuranceProduct Description The Calculus of Retirement Income: Financial Models for Pension Annuities and Life Insurance Tags : Annuities, Calculus, Financial, Income, Insurance, Life, Models, Pension, Retirement Present Value of Annuity Due Using Financial Calculator?I am going over a question that provides somewhat of a solution, but I can’t figure out what I need to punch into my financial calculator to give me the same answer. 1. Your cousin just came home from a poker tournament in Las Vegas and is now trying to A) 19.75% Answer C Yes the solution is provided, but I can’t figure out how to solve for i using my financial calculator. Tags : Annuity, Calculator, Financial, Present, using, Value Can someone please help me with this specific financial problem?A project under consideration costs $750,000, has a 5-yr life, and has no salvage value. Depreciation is straight-line to zero.The required return is 17%,and the tax rate is 34%.Sales are projected at 500 units per yr.Price per unit is $2,500,variable cost per unit is $1,500,and fixed costs are $200,000 per yr. Tags : .PLEASE, Financial, Help, problem, someone, specific, This |
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