Is an indexed annuity a good safe investment?
Tags : Annuity, Good, Indexed, Investment, Safe
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Posts Tagged ‘Indexed’
I have a 10 yr. averaging annual reset equity indexed annuity , started in 2003 . can i withdraw this money wi?Tags : 2003, annual, Annuity, averaging, equity, Indexed, Money, reset, Started, This, withdraw Other than early surrender, is it possible to loose money on “equity indexed annuity”?Tags : Annuity, Early, equity, Indexed, loose, Money, possible, surrender., Than How good is a universal indexed life insurance policy as an investment vehicle compared to bonds or annuities?Tags : Annuities, bonds, COMPARED, Good, Indexed, Insurance, Investment, Life, Policy, Universal, vehicle Seeking opinions from anyone with indexed annuity?are there major drawbacks? What’s the downside to indexed annuities?Claim is that an annuity indexed to the S&P has averaged 9.1% yearly. And can never go negative even when the Market crashes. Too good to be true? Indexed annuities?They usually dont have any fees (annual or funds) attached to them like VAs do. And they dont have the downside risk since they are not actual funds. Granted they dont have the diversity that a VA with 15 different funds has, but for a basic need for someone who is afraid of the market to begin with, it sound pretty good. Your thoughts? Why do equity indexed annuities get a bad rap?When one will likely earn long-term gains comparable to the market without any risk of loss, what else could be better in today’s environment? Why not fund social security by using a portion of the ‘trust fund’ each year to purchase Indexed Annuities?Indexed Annuities are fixed and so would offer a guarantee of principle, while allowing for risk-free gains linked to stock indexes Tags : Annuities, each, Fund, Indexed, portion, Purchase, Security, Social, Trust, using, Year what are you thoughts on equity indexed annuities?They usually dont have any fees (annual or funds) attached to them like VAs do. And they dont have the downside risk since they are not actual funds. Granted they dont have the diversity that a VA with 15 different funds has, but for a basic need for someone who is afraid of the market to begin with, it sound pretty good. Your thoughts? Why do financial planners bash fixed and indexed annuites?I understand the philosphy of avoiding variable annuities most of the time due to the high fees but what’s the deal with fixed and indexed annuities? Anyone who has had a fixed annuity over the last decade is mountains ahead of someone who has had mutual funds. There are no fees outside of the surrender periods and they can also be set up in roth IRA’s. If the surrender penalty is within a persons investment horizon, why don’t financial planners use these products more often? Everything I have researched shows these are very safe investments, have upside market potential (indexed I mean), zero fees, and grow tax deferred. Everyone I have talked to that owns a fixed annuity is smiling right now. Please explain What company has the best fixed or indexed annuities?I am a new producer and want to provide my clients a good safe investment. My average client is 60 years plus. I am interested in the fixed and indexed annuities. Please give me your advise or opinions on the companies and products you feel best about putting your clients in. Thanks and have a great day. Scott |
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