Variable Annuity Comparison

We are to receive monthly payments from a liability settlement (details are too painful to go into here). Will these payments be taxable as well as the initial bulk payment of half of the liability amount?

I was in an accident last year, a doctor who had high coverage ran into me when i was on my motorcycle and I broke my femur. The hospital bill was 125,000. My lawyer called me today and wanted to know if I wanted an Annuity or upfront payout.

My question is, has anyone been in a similar situation?
A) I’m wondering about how much I could get from insurance
B) Annuity vs Upfront

My child is five years old. I do not want him to have access to the funds until he is forty.

Our company has to decide between going through ADP which can offer us 130 mutual funds that are “a” shares or Transamerica which is an insurance product or group annuity.

The monthy fee to administer the 401k with ADP (they do our payroll too so it supposed to be easier) is $90 per month. Expense ratios range from .75% to 1.5% depending on which mutual fund.

The fees with the Transamerica product has $50 per month in fees but we have to commit for several years and there are surrender charges. Also the sales guy said there are no “hidden fees” From reading online that sounds like he may be lying.

Anybody have any experience with these?

A company is looking to sell our employees a 10 year level renewable term life insurance policy with a tx-deferred annuity rider and an optional waiver of premium rider………..is this a good thing?

Am executor of Mom’s will, she left $4000 Brother and I split services cost,I paid remainiing bills from my money so that he would have some “inheritance” from the estate. Otherwise, he would have been left with nothing. Will states he was left the estate because Mom gave me money before, and mentions that “other considerations” were made for me.There is an insurance policy and an annuity listing me as beneficiary, one annuity that lists us as co-beneficiaries, and one annuity that lists him as beneficiary. He claims all of it, saying Mom meant to leave it to him because she gave me $ years before. He says she meant for it to pay for services, or she thought the will would override the beneficiaries. Dates on these policies predate the will. He wants it all. He paid for more than we agreed on (like plane ticket for son) mentions how little he got, mentions gas to drive here. What is “estate” What should I give him? Please help.
State is Illinois. Was his son. He got all the $4000. I paid my share of expenses from the insurance policy money I received. No other siblings.He and I agreed on fairly minimal services. After talking to other family members, he decided he wanted much more. He traveled quickly to the funeral home and would not give permission for what he and I had agreed on.I told him this was his decision and the extra cost was his. Now he complains that he has little money left, keeps saying Mom wanted him to have all the money from all the sources. 1993 will, never changed. Annuities and life insurance were done before will. She changed only one beneficiary (from me to him) in these years.I assume the attorney ensured she understood everything. Money she gave me years ago and what I just received, equals more than he received. Current amounts were about equal before his expenses. We aren’t talking much money. I doubt brother will meet with anyone for clarification. He got less, is mad, wants more

I want access to my investment and I want to pass funds on to my son when I die.

I sell insurance, annuities, and mortgages (we use various types of mortgages to see if we can free up money to invest elsewhere). I can sell, but am not crazy about going out and trying to find people. Is their a service or website that provides GOOD leads? Also, are these leads services even worth the money? Thanks

My husband and I have been advised to buy a significant amount of whole life insurance as a safe way to invest. We have just started our family and I am a little wary. I am not really sure I understand why it would be better to do this than to invest in bonds, annuities, etc. Any ideas? answers?

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A Comprehensive Plan of Insurance and Annuities for College Teachers

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Publisher: Boston, Wright… More >>

Report of the Commission on Old Age Pensions, Annuities and Insurance. January, 1910